In the past on my blog I have written about Prosper.com. I am writing a manuscript to be released as a book or at least as an ebook. I am looking to teach others about the benefits of this website and it's service for borrowers as well as lenders. Borrowers have a simple and easy way to borrow money, it's just another option versus going to the local bank or finance company.
Other individuals can choose to be investors/lenders and realistically earn much better returns than can be obtained from CDs or Money Market accounts. As being a lender not only can we earn better returns than other conservative investments but these investments allow a unique liquid aspect to them. No you can't just sell your investment as you could with a stock but you will receive a percentage of your investment back each month in the form of a payment plus interest from your lenders. Of course once you receive that payment you can choose to compound it by reinvesting in another loan or you can simply withdraw it. I am considering starting a free suggestive loan service in which I would spend my time looking for loans that I would invest in on Prosper.com so that would save you time as an investor when doing your own research. Currently, I am earning just over 12% on my Prosper account. I have not had any late payments yet either.
Until next time,
Jackie
Monday, October 23, 2006
Thursday, October 19, 2006
Stories of Success
Stories of success always inspire me a great deal. I love watching movies about successful people, I love learning about people who have been successful. Ordinary people having extraordinary success. What is better than hearing someone change their life. Recently there was a live training call in which several home business owners shared their success. I was truly inspired by them, people literally coming from nothing to become something. That training call was recorded and you can hear it here. (Be sure to listen to the second story, it is very inspirational)
Are you creating your success?
Are you creating your success?
Monday, October 16, 2006
Back from LA
Back this evening from First Steps to Success with Dani Johnson. We had a blast, had over 60 Coastal Wealthbuilders at that event. It is always a lot of fun hanging out with people from our team. I am back home now and ready to get back to work. I have been attending these seminars for over a year and have been learning business skills that have made a direct impact on my business. It is true as I have stated in a previous post that I have not always applied the strategies that I have learned. That is changing, I have had one of my best weeks in my business this past week. I say it was one of my best weeks because of the consistency of my work. I worked 25 hours and made 240 dials to clients. I have not spent enough time focusing on the key areas that are profitable in my business; such as dialing. My goal is for the next 3 weeks to be as consistent as the past week.
Carmen, gave me a great idea. She told me to creat a goal for myself and to reward myself if I reach that goal however, if I don't reach my goal then give myself consequences for not reaching my goals. So this is what I decided, if I reach my goal of 240 dials a week over the next 3 weeks then I will reward myself. My reward will be buying myself a nice Premium Cigar, cigar smoking is something that I enjoy from time to time. If I do not reach my goal then I will not be able to go to my favorite cigar lounge for two weeks. This is a great goal because I usually stop by my local cigar lounge at least once a week on the weekends when I am home.
This often a great time for me to socialize and unwind in a completely stress free environment. It seems like my dear friend Renae expected to have a great time as well.
Prosper Always,
Jackie
Carmen, gave me a great idea. She told me to creat a goal for myself and to reward myself if I reach that goal however, if I don't reach my goal then give myself consequences for not reaching my goals. So this is what I decided, if I reach my goal of 240 dials a week over the next 3 weeks then I will reward myself. My reward will be buying myself a nice Premium Cigar, cigar smoking is something that I enjoy from time to time. If I do not reach my goal then I will not be able to go to my favorite cigar lounge for two weeks. This is a great goal because I usually stop by my local cigar lounge at least once a week on the weekends when I am home.
This often a great time for me to socialize and unwind in a completely stress free environment. It seems like my dear friend Renae expected to have a great time as well.
Prosper Always,
Jackie
Wednesday, October 11, 2006
What Happens To Our Net Biz When We Die?
What Happens To Our Net Biz When We Die?
This was recently the topic that I saw posted on a discussion forum. I thought this was a great question. My brother and I have discussed this several times before. Having dealt with our father's death at a young age, we have often considered what would happen to over love ones if our life were to be ended abruptly.
Many people on that discussion forum seemed to have some serious concern about this. With Coastal, we can rest assured that we have a business that can easily be passed on to our loved ones. If we were to pass on then our family would simply changed the name on our Coastal Membership application. They would be entitled to all training sales and profits that would be coming. Also it is pretty easy to teach a family member the basics of this business. It's not like a lot of other internet businesses in which someone would have to learn all the details and skills required to be a successful internet marketer, to be able to carry on the business. With Coastal a loved one would simply plug into our training, advertising companies, and scripts. It would be pretty simple for someone to take over our business in the event that we passed away. One of things that has always attracted me to Coastal, is knowing that I am building a business that can be passed on to my loved ones.
However, if you have a net biz I would highly encourage you to simply go to work immediately. Even if you can't pass on your business to your loved ones. Wouldn't it be a shame knowing that you procrastinated with your business and never earned the income that you could have? Knowing that you passed away before getting serious about your business and building a bank account to protect you family financially after you pass on. Many of us spend a lot of time procrastinating. We are not guaranteed a tomorrow so let's work our businesses like tomorrow is our last day. At least if we pass on we will know that we gave it our best shot and did our very best to leave our loved ones in the best financial position that we could.
God, blessed us with a business let's make the most of it!
Prosper Always,
Jackie
This was recently the topic that I saw posted on a discussion forum. I thought this was a great question. My brother and I have discussed this several times before. Having dealt with our father's death at a young age, we have often considered what would happen to over love ones if our life were to be ended abruptly.
Many people on that discussion forum seemed to have some serious concern about this. With Coastal, we can rest assured that we have a business that can easily be passed on to our loved ones. If we were to pass on then our family would simply changed the name on our Coastal Membership application. They would be entitled to all training sales and profits that would be coming. Also it is pretty easy to teach a family member the basics of this business. It's not like a lot of other internet businesses in which someone would have to learn all the details and skills required to be a successful internet marketer, to be able to carry on the business. With Coastal a loved one would simply plug into our training, advertising companies, and scripts. It would be pretty simple for someone to take over our business in the event that we passed away. One of things that has always attracted me to Coastal, is knowing that I am building a business that can be passed on to my loved ones.
However, if you have a net biz I would highly encourage you to simply go to work immediately. Even if you can't pass on your business to your loved ones. Wouldn't it be a shame knowing that you procrastinated with your business and never earned the income that you could have? Knowing that you passed away before getting serious about your business and building a bank account to protect you family financially after you pass on. Many of us spend a lot of time procrastinating. We are not guaranteed a tomorrow so let's work our businesses like tomorrow is our last day. At least if we pass on we will know that we gave it our best shot and did our very best to leave our loved ones in the best financial position that we could.
God, blessed us with a business let's make the most of it!
Prosper Always,
Jackie
Monday, October 09, 2006
What in the hell is going on here?
This world is truly going to hell in a hand basket. In case you haven't heard North Korea has conducted it's first live nuclear test. Who knows what is going to happen now. Some say we the US should conduct an airstrike and destory all of their missle sites. However, herein lies the rub, currently China, South Korea, and Japan are at a far greater threat than the US is. If one of those countries aren't willing to take a proactive stance then we look like the lone ranger and this approach shouldn't be taken except as a last resort. Lone ranger tactics severly damages our foreign policy strategies overseas.
However, China could immediately cause a regime collapse in they would stop importing food and energy into North Korea. That would cause a huge influxe of North Koreans flooding into China. China doesn't want that to occur nor do they want a communist regime on their border collapsing. We will see if China takes a lead on this but I doubt it. Most likely it will be Japan or South Korea both of these countries we will back up 100%. The United Nations is suppose to be trying to decide how to deal with North Korea. If history tells us anything it is that the UN is absolutely ineffective.
Here is the biggest threat for the US. North Korea is more than willing to sale this technology to the highest bidder. If they sale it to Iran or a rogue terrorist group then it's possible that bomb could end up getting smuggled into the US. Currently North Korea have not built a missle that could reach the states and we aren't sure they even have the technology to attach it as a warhead on a long range missle even if they could build the missle. If we or another country does not take the lead in stopping the further progression of North Korea's nuclear technology then they will continue to prefect this technology and eventually create a missle that can hit us.
God bless us...
However, China could immediately cause a regime collapse in they would stop importing food and energy into North Korea. That would cause a huge influxe of North Koreans flooding into China. China doesn't want that to occur nor do they want a communist regime on their border collapsing. We will see if China takes a lead on this but I doubt it. Most likely it will be Japan or South Korea both of these countries we will back up 100%. The United Nations is suppose to be trying to decide how to deal with North Korea. If history tells us anything it is that the UN is absolutely ineffective.
Here is the biggest threat for the US. North Korea is more than willing to sale this technology to the highest bidder. If they sale it to Iran or a rogue terrorist group then it's possible that bomb could end up getting smuggled into the US. Currently North Korea have not built a missle that could reach the states and we aren't sure they even have the technology to attach it as a warhead on a long range missle even if they could build the missle. If we or another country does not take the lead in stopping the further progression of North Korea's nuclear technology then they will continue to prefect this technology and eventually create a missle that can hit us.
God bless us...
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